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Understanding your "Out of Pocket Maximum" will help you make the best financial decision when considering which health plan to purchase. Your Out of Pocket Maximum is the most you pay during a policy period (usually a year) before your health insurance or plan begins to pay 100% of the allowed amount. This does not include your premium, balance-billed charges or healthcare your health insurance or plan doesn’t cover. Some health plans don’t count all of your co-payments, deductibles, co-insuran
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