Your failure in life will come down to five choices, and it has nothing to do with your education, investments, or work ethic. First: who you surround yourself with. The wrong life partner will destroy everything you try to build, but the right partner becomes your foundation. Second: what industry you enter. The poorest people I know are not lazy, they just chose terrible playing fields, industry selection matters more than effort. Third: your environment. Research proves your location can trap