After my posts on being broke again at 49 and feeling silently stressed, some of you let me have it. Irresponsible. Reckless. Top of the market psychology. All fair points. Please keep the respectful ...

I spent about two weeks with Mezzi, the AI investment advisor, putting together my new comprehensive Mezzi review. The deeper I got, the more impressed I was by how much it can do to help you build ...

Empower Personal Cash is a cash management account (CMA) that provides similar interest rates to a high-yield savings account. Launched in 2019, Personal Capital Cash is now Empower Personal Cash. It ...

On September 9, 2026, 135 San Benito Way in St. Francis Wood hit the market for $4,495,000. Twenty days later, it sold for $6,610,000. That’s $2,115,000 over asking. Or 47%. For a 5-bedroom, ...

For 2025, the estate tax exemption amount rises to $13,990,000 per person. The IRS estate tax exemption threshold for 2024 is $13,610,000 up from $12,920,000 in 2023. If there’s ever a time to build ...

Stocks have returned roughly 10% a year since 1926. The question is: What percent of Americans own stocks? According to a 2023 Gallup poll, roughly 61% of Americans own stocks. That’s up from 58% in ...

Imagine spending your life building wealth, investing in real estate, stocks, or your business, with the hope of leaving a legacy for your children. Then one day, you find yourself wondering: Will the ...

As someone who helped ignite the modern day FIRE movement back in 2009 when Financial Samurai began, I’m amazed at how popular the movement has come! There are so many different types of FIRE to fit ...

Here is a question worth sitting with: which is actually harder to achieve, a top 1% income or a top 1% net worth? Most people assume income. The number sounds impossibly high, the competition sounds ...

The historical Roth IRA contribution limits have steady increased since the Roth IRA was first introduced in 1997. In 2026, the Roth IRA contribution limit increases by $500 to $7,500, with a $1,000 ...

Reaching the maximum limit for 401(k) contributions of $19,500 for 2021 and contributing an additional $6,000 for those 50 and older is no easy task. Let’s look at what percentage of people max out ...

Financial Samurai was started in 2009 and is one of the top personal finance sites online with over 1.5 million organic pageviews a month. Financial Samurai is also one of the pioneers of the modern ...