“Keep in mind this is a portfolio withdrawal amount, so the 4% rule allows you to spend up to 4% of your portfolio, plus you ...

Forbes contributors publish independent expert analyses and insights. I am the Executive Chairman of Diversified, a CFP and author. For years, the retirement conversation has been pretty ...

Retirement planning often starts with a simple question: How much do I need to retire? You'll often hear answers framed around a single number. One million dollars. Two million. Maybe more. That ...

When we were children, it was common to be afraid of the boogeyman. As we age, the boogeyman gets replaced with a new fear: running out of money in retirement. This concern is understandable given so ...

Market performance tends to dominate the conversation about risks to a retirement plan. But spending shocks can also curb a retirement portfolio’s longevity. In Morningstar’s research, we examined the ...