Explore your options as a Roth IRA beneficiary, from spousal transfers to required withdrawals, depending on your relationship to the original account holder.

Imagine that you’re 65 years old and just completed a Roth conversion during a low-tax year early in retirement to avoid ...

Inherited Roth IRAs present unique challenges and opportunities for beneficiaries, differing significantly from standard Roth accounts. While traditional Roth IRAs allow owners to avoid required ...

Learn about qualified distributions from retirement accounts, IRS rules, tax implications, and how to maximize your tax benefits while avoiding penalties.

I was the beneficiary of my late wife’s IRA and 401 (k) — but I want our kids to get the cash. Do I still have to take ...

Since withdrawals from their Roth IRAs are off the table for now, the couple must choose how much to take from the remaining accounts. They decide to withdraw 60% from their 401 (k)s ($24,000) and 40% ...

The SECURE 2.0 Act includes several retirement savings-related provisions homeowners should be aware of before settling down.

For millions of Americans approaching retirement, the dream of leaving work behind depends on one crucial question: how to ...

The best retirement account for a solopreneur will depend primarily on your income level and desired contribution amount.

Workers who are age 50 and older are going to want to pay special attention to new regulations announced by the IRS. They ...

Untangling their finances after they die only adds to the strain — particularly when it comes to retirement accounts. Imagine ...