Key Takeaways The average millennial (ages 30 to 45 in 2026) contributes 8.8% of their salary to their 401(k), and their employer contributes 4.6%. Many financial experts suggest a target of 15% in ...

Workers in their 50s and 60s are contributing more to their retirement plans than previously, at rates that even exceed automatic escalation defaults set for the plans, according to a report from T.

For years, financial experts have stood by the 4% rule for managing retirement plan withdrawals. If that's not enough income for you, you may be able to go higher. You'll need the right mix of ...

As a retiree, you'll need to find balance between your money and your wealth (which encompasses so much more than your money) ...

Before you get your mind set on aiming for a $1 million nest egg, you may want to think about whether that'll really be enough money for you.

Most retirees want to spend as much as they can without having to worry about running out of money. Morningstar’s State of Retirement Income research analyzes retirement spending strategies to ...

For years, financial advisors have drilled the so-called "safe withdrawal rate" into the heads of retirement planners. The rule of thumb? Live on 4% of your nest egg per year, and your money should ...

If you are a retired Baby Boomer, or a Baby Boomer who has done any retirement planning at all, you are almost certainly ...

Remember when you could eat anything and not gain a pound? That fast metabolism caught you by surprise, just as rising mortgage rates are now exposing financial habits many thought were invisible. In ...

For more than a decade, retirees lived in what felt like the financial version of a low-tide beach — beautiful, calm and absolutely no waves. Interest rates were stuck near zero. Bonds barely paid ...