Social Security remains the backbone of guaranteed retirement income, but it is not the only option. Claiming age sharply ...

Retirement savers hear constantly that guaranteed income is priceless, yet few topics divide experts more sharply than ...

There’s a reason the decision to claim Social Security is such an important one. Your filing age will help determine how much money the program pays you every month. And seeing as how your Social ...

Retirees increasingly want paychecks that feel as reliable as their old salaries, yet many are discovering that Social ...

When securing your financial future, especially during retirement, “annuity” often comes up. Yet, this financial product remains uncertain for many, shrouded in more questions than answers. Despite ...

The nearer you are to retirement, the more pressure you are under to make sure you have a reliable and steady source of income for the remainder of your lifetime. Social Security and pensions are part ...

Vanguard has announced a new 401(k) fund that allows older employees to buy annuities. But are these complex financial products right for all retirees?

When retirement planning with a client, the transition from the accumulation phase (where the focus is on building wealth) to the decumulation phase (where the focus shifts to using that wealth to ...

In the case of an annuity bought in November of 2025, it provides only $95 a year more income than the DIY approach and even ...

Choosing how to ensure financial stability and security in your later years is one of the most important decisions you can make when planning for retirement. An annuity, however, can be essential in ...

There’s a reason older Americans are advised to think carefully before signing up for Social Security. For many people, those ...

Social Security serves as a financial lifeline for millions of retired Americans. And even if you manage to save a decent ...