With the Fed’s third rate cut this year, refinancing your mortgage at a 0.50% lower rate can save you over $40,000. Here are ...

Interest rates have certainly cooled in the last year, thanks to a changing economic environment and multiple Federal Reserve rate cuts, and that relief has trickled down to mortgage rates. The dip in ...

Rates have fallen a percentage point since the 2023 and 2024 homebuying seasons. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not ...

Recent homebuyers were sold on "buy now, refi later," according to a U.S. News survey. But Fed rate cuts won't bring back record-low mortgage rates. Mortgage rates have been prohibitively high for ...

With mortgage rates below 6.5%, lots of recent buyers are deciding to refinance. But there hasn’t been a similar increase in prospective buyers entering the market. Investors and lenders have been ...

Demand for adjustable-rate mortgages jumped 25% over one week, industry data shows. Mortgage rates fell last week on the back of reports of a weakening job market. Homeowners jumped on the opportunity ...

“Marry the house, date the rate,” real-estate agents have been known to advise prospective buyers. Now, Americans are jumping on opportunities to refinance and save money on their monthly mortgage ...

A window has just opened for recent homebuyers. Mortgage rates have fallen to the lowest level in a year, below 6.2%, and could drift even lower if the Federal Reserve continues to trim its benchmark ...

DALLAS — One time I had just wrapped up what had been a nice meal of Chinese food, and I cracked open my fortune cookie for my special message. Would it encourage me, or extoll my virtues, or tell me ...

Mortgage rates are the quiet line item that can add or erase six figures from the cost of a home, yet the jargon around them often makes buyers tune out. I want to strip that down to plain language, ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...