Amid today's unusual economic environment, many retirees and near-retirees are shifting their retirement planning from growth to stability. With market instability becoming more common, inflation ...

Retirees must make a choice between buying annuities or buying bonds. I ran the numbers through an annuity calculator to determine the annual cash flow yield on the annuities. Using the life ...

If you decide to invest in an annuity, you should understand how much stable income you can expect. If you have $1 million, you likely want to know how much your monthly payout will be. Monthly cash ...

Choosing the right type of annuity payout depends on when you want payments to start, how long you want them to last and if you want a survivor’s benefit. Single-life annuities provide higher income ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But here's the thing about annuities: They're not the right move for ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But as reassuring as annuities may seem, the reality is that these ...

Annuities can be a good option for investors seeking steady income during retirement. To get started, it's important to learn some basic annuity terms. These 12 key terms will help you understand how ...

Survey after survey shows that retirees want lifetime income. Income annuities—products that convert a lump sum balance into a stream of income cash flows—deliver just that, which is why they are ...

Laurie Sepulveda is a MarketWatch Guides team senior writer who specializes in writing about personal loans, home equity loans, mortgages and banking. She lives in North Carolina and has taught and ...