FHA loans are insured by the federal government and financed through lenders that sell the loans into securities guaranteed by Ginnie Mae. That backing lets investors accept slightly lower yields, ...

The rate on a 30-year fixed refinance dropped to 6.24% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.19%, and for 20-year mortgages, ...

Caroline Basile is Forbes Advisor’s student loans and mortgages deputy editor. With experience in both the mortgage industry and as a journalist, she was previously an editor with HousingWire, where ...