Learn how judgmental credit analysis influences bank lending decisions, focusing on lender judgment rather than credit scores. Ideal for small banks' credit evaluations.

Explore business credit scores, learn how they work, factors affecting them, and effective strategies to improve them for better loan opportunities and growth.

New Equifax credit report design highlights your score and explains key factors affecting it. Money; Getty Images Your credit report is getting a reader-friendly makeover. Equifax, one of the three ...

Buy now, pay later (BNPL) payment options are increasingly popular, particularly among young consumers. A recent survey from J.D. Power shows that 42% of millennials and Gen Z actively use BNPL loans ...

FICO’s inaugural Credit Insights report shows U.S. credit scores dipping as inflation and student loan payments weigh on consumers. Gen Z faces the steepest declines, with student loan debt driving ...

This transcript was prepared by a transcription service. This version may not be in its final form and may be updated. Ariana Aspuru: Hey, Your Money Briefing listeners, this is Ariana Aspuru. Here at ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

Credit repair companies can review your credit report for inaccuracies and dispute them with the reporting agencies. Although you can repair your credit yourself, hiring a credit repair service can be ...

Drivers with a perfect driving record can pay twice as much for car insurance if they have bad credit. Improving a credit score from "very poor" to "exceptional" can yield car insurance savings of 273 ...