Discover six beginner-friendly ways to maximize the Chase Sapphire Preferred, from earning points to using travel perks and ...

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

Changes to the Chase Sapphire Reserve affect point redemption for the Chase Sapphire Preferred Card, as well. Cardholders can redeem points with Points Boost to maximize their points on travel.

The Chase Sapphire Preferred® Card offers travel benefits that potentially offset its cost. Primary rental car insurance and premium travel protection are rare for a credit card with a $95 annual fee.

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Chase increased the annual fee on its Sapphire Reserve credit card by 44% – from $550 to $795. The Sapphire Reserve is one of the most popular credit cards among travel and dining enthusiasts.