Mortgage Research Center. Rates averaged 5.33% for a 15-year financed mortgage and 6% for a 20-year financed mortgage.

Compare today’s best mortgage refinance rates, compiled from hundreds of loan offers and analyzed by Investopedia’s mortgage rate experts.

The rate on a 30-year fixed refinance is 6.34% today, according to the Mortgage Research Center. The 15-year, fixed-rate ...

The average 30-year fixed mortgage loan interest rate stands at 5.99% as of December 23, 2025, according to Zillow, while the ...

Normally when someone has a low mortgage rate, they don’t refinance into a higher one ...

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Recent homebuyers were sold on "buy now, refi later," according to a U.S. News survey. But Fed rate cuts won't bring back record-low mortgage rates. Mortgage rates have been prohibitively high for ...

Mortgage interest rates, despite being much higher than they were at the start of the decade, have been on a slow and welcome decline for much of 2025. After hitting their highest levels in decades as ...

I bought a house when mortgage rates were 6.5%. If rates fall to 6.25% or 6.0%, would refinancing make sense and actually save me money? Answer: With mortgage rates stubbornly elevated in recent years ...