We analyzed 19 term life insurance companies to find the best options based on cost, coverage and complaints ...

Knowing the factors that affect rates can help you find a better deal ...

High-risk life insurance is aimed at individuals that insurers classify as having an elevated mortality risk. That assessment ...

Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website.

Nationwide stood out in our review for customer service. It earned the highest score on our Consumer Sentiment Index and has ...

Life insurance rates are the cost you pay for coverage, and they can vary significantly by insurer and policy type. Your age, sex, health, hobbies, nicotine use, driving record and other factors can ...

Compare the amount you would save over the life of the policy to the upfront cost of backdating. In the example below, you can see that while back ...

Taking key steps ahead of time can help you present the best case during the exam and qualify for better rates ...

Understanding how smoking affects policies and which insurers offer competitive rates can help you secure affordable coverage. Life insurance provides essential financial protection for your loved ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...