By dollar-cost averaging, or making a consistent investment of $50 each month, you would have ended up with 64.61 shares. That’s near the middle point between buying low and buying high.

Charles Schwab concluded timing the stock market rarely works. For long-term investing success, it's better to invest early ...

Dollar-cost averaging is a popular strategy for building investment positions over time. When you dollar-cost average, you invest equal dollar amounts in the market at regular intervals of time.

Dollar-cost averaging works Because the stock market goes through many ups and downs over time, the odds of you being able to predict or pinpoint the lows with any consistency are extremely slim.

Dollar cost averaging can be a smart way to invest because it mitigates certain risks inherent in investing. For the most part, you can't predict when the market will go up or down.

Dollar-cost averaging takes a lot of the effort and worry out of investing. Image source: Getty Images. Bonus time for some is around the corner, and you might be coming into a nice chunk of change.

Another risk of dollar-cost averaging is that you may be diminishing your long-term returns. If you only buy when the market goes down, for example, you’re more likely to generate profits when ...

With dollar-cost averaging, if you're investing, say, $1,000 per quarter into a stock, you'll buy 50 shares when it's at $20 per share and 40 shares when it's at $25.

By dollar-cost averaging, or making a consistent investment of $50 each month, you would have ended up with 64.61 shares. That’s near the middle point between buying low and buying high.